Need to borrow money?
Request a call back
(Opens in a new window.)
Request further information
(Opens in a new window.)
Contact us
Talk to one of our specialists.
A not-for-profit making organisation may need an overdraft to stabilise its day-to-day cash flow or a loan to invest in equipment or property. Whatever the reason, we have a range of products to suit your needs.
Products
- Overdraft
Your organisation can, by arrangement borrow any amount up to an agreed limit. And, you’ll only pay interest on the money that you actually use. Please email us for more information.
- Bank rate and fixed rate loans*
We have different types of loans available to give you more options. Please email us to find out more from your relationship manager.
- Commercial mortgage
Looking to buy, refurbish or invest in property? Find out more about our bank rate linked or fixed rate commercial mortgage by completing the enquiry form.
- Hire purchase
If you need to borrow over £7,500 to purchase new vehicles or equipment, you could consider hire purchase from Lloyds TSB Commercial Finance. Please complete the enquiry form for more information.
Charges
An arrangement fee is payable depending on the amount you borrow. Your relationship manager will inform you of the appropriate charge before any facilities are agreed.
For higher value loans we may also require security. The costs of taking any security will be discussed with you at the time of your application.
Any property given as security which may include your home, may be repossessed if you do not keep up repayments on your mortgage or other debts secured on it.
All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.
You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.
Is my club, charity or society allowed to borrow?
Charities and other organisations operate under strict rules which are laid down in their governing document. Before considering the possibility of a loan the trustees must ensure they have the power to borrow and hold a meeting to discuss how they will manage the borrowing. Your relationship manager will need to see a copy of the governing document and the meeting minutes.
Request more information
To request more information or a call back from a specialist relationship manager please complete the lending enquiry form.
*There is always a possibility that interest rates may go down leaving a fixed rate loan at a higher level compared to a variable rate loan. However, if interest rates rise, a fixed rate loan will remain at the same rate.
