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Business>Loans & finance>Business loans 

Small Business & Commercial Loans

Funding for Lending Scheme. Supported by the Bank of England and the British Government.

As part of Lloyds TSB's participation in the Funding for Lending Scheme, we have reduced the interest rate by 1% on all approved business loan, commercial mortgage and hire purchase applications received after the 10th September 2012.

Reducing the borrowing costs for small and medium-sized businesses is just one way we're going further to help our customers, and Britain, prosper.

  • Interest rates reduced by 1%
  • Discount applies for the whole life of the loan
  • An arrangement fee will apply, up to 1.5% and dependent on the amount you borrow

Find out more



Any property given as security which may include your home, may be repossessed if you do not keep up repayments on your mortgage or other debts secured on it.

All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.
You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.

 

Base Rate Loan

  • Interest rate reduced by 1% as part of the Lloyds TSB Funding for Lending Scheme
  • Borrow from as little as £1,000
  • Interest rate varies with Bank of England Bank Rate
  • Capital repayment holidays may be available
  • An arrangement fee will apply, up to 1.5% and dependent on the amount you borrow

Find out more
 

Fixed Rate Loan

  • Interest rate reduced by 1% as part of the Lloyds TSB Funding for Lending Scheme
  • Borrow from as little as £1,000
  • Terms from 1 to 10 years
  • Monthly repayments at a fixed rate
  • Capital repayment holidays may be available
  • An arrangement fee will apply, up to 1.5% and dependent on the amount you borrow

Find out more
 

Commercial Fixed Rate Loan

  • Interest rate reduced by 1% as part of the Lloyds TSB Funding for Lending Scheme
  • Borrowing starts from £25,001
  • Terms from 1 to 25 years
  • Monthly repayments at a fixed rate
  • Capital repayment holidays may be available
  • An arrangement fee will apply, up to 1.5% and dependent on the amount you borrow
  • Any early payment made can, subject to market conditions, incur a Break Cost, which could be substantial

Find out more
 

Commercial 5 Year Fixed Rate Loan

  • Interest rate reduced by 1% as part of the Lloyds TSB Funding for Lending Scheme
  • Borrowing starts from £25,001
  • Terms from 5 to 25 years
  • Fixed rate for 5 years, with a variable rate thereafter on longer terms
  • Available on a secured basis only
  • An arrangement fee will apply, up to 1.5% and dependent on the amount you borrow
  • Any early payment made can, subject to market conditions, incur a Break Cost, which could be substantial

Find out more
 
Licensed under the Consumer Credit Act 1974 under registration numbers 0004685 and 0198797 respectively.
We subscribe to The Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk.