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Invoice Finance (Factoring & Invoice Discounting)

Improve your cashflow
If you're looking to boost your cashflow, or customers who are slow to pay are holding you back, and your annual turnover is greater than £100,000, then Lloyds TSB Commercial Finance may be able to help.

  • Receive up to 90% of the value of unpaid sales invoices within 24 hours
  • Facility grows with your invoices
  • Allows you to focus on your business
  • How to apply for factoring & invoice discountingApply for a quotation for Invoice Finance (Factoring and Invoice Discounting) online or by telephone.

    Features & Benefits of Invoice Finance (Factoring & Invoice Discounting)

    Invoice Financing provided by Lloyds TSB Commercial Finance is a flexible way of providing your business with the working capital it needs.Many businesses have to pay their suppliers before receiving payments from their customers. Through invoice financing, you can advance money against the value of the invoices you raise, and use it to bridge the gap between paying your supplier and collecting the money from your customer.  No other assets are needed to secure this funding.Invoice Financing is flexible, puts you in control and can assist your business to fund its growth because the amount you borrow grows directly with your sales.
    • Instant cash injection or predictable cashflow helping you to plan ahead more confidently and giving you real bargaining power with your suppliers.
    • Receive up to 90 percent of the value of any unpaid sales invoices within 24 hours of you issuing them.
    • Use your business assets and not your personal assets to finance growth.
    • Receive assistance running your sales ledger.
    • Access to advice on customer ratings & expert help with overseas customers.
    • Competitive charges – Lloyds TSB Commercial Finance won’t be beaten on price for the right deal.

    More information about Invoice Finance (Factoring & Invoice Discounting)

    If you would like more information before you apply please visit the
    Lloyds TSB Commercial Finance website or call 0800 587 5963 (open 9am to 5pm Monday to Friday). 

    How do I apply for Invoice Finance (Factoring & Invoice Discounting)?

    You can apply for a business account online, by phone or at your local branch.

    How to apply for factoring & invoice discounting
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    Monitoring your cashflow
    It is vital to be able to monitor the flow of cash from your customers to you, and from you to your suppliers and employees.