Business loans & finance
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Whether you're looking to enhance your day-to-day cash flow or have longer-term borrowing requirements, we have a range of flexible business finance solutions to suit your needs.
Click here for an overview of your financial options
Any property given as security which may include your home, may be repossessed if you do not keep up repayments on your mortgage or other debts secured on it.
All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.
You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.
Our business loans and business overdrafts provide flexible options to suit your business
Has your business reached the point where you want to think bigger? We have a range of loans to suit your business needs.
All businesses need to be flexible, so it’s good to be ready for the unexpected. An overdraft will make sure that extra funds are available when you need them.
Investing in property
Are you buying new premises? You've found the ideal building. Talk to us about a commercial mortgage for buying, refurbishing or investing in property.
If you would like to grow your capital and rental income by extending your property portfolio then our residential buy to let mortgage could suit your needs.
Other financing options
If customers who are slow to pay are holding you back then factoring & invoice discounting may be the answer. Available from Lloyds TSB Commercial Finance.
If a conventional loan isn’t the right solution for your business, there are other ways to get the money you want for the things you need. Available from Lloyds TSB Commercial Finance.
The National Loan Guarantee Scheme is a two-year Government led initiative aimed at reducing borrowing costs for eligible businesses with a turnover of up to £50milllion. The scheme allows banks to offer some customers loans at a rate reduced by 1%.
The Enterprise Finance Guarantee enables small businesses with a workable business proposal, but lacking sufficient security, to borrow money from approved lenders and supports both new lending and the ability to free up existing overdraft facilities.
Many companies now find that contract hire is the most cost effective solution for managing their company vehicles. Available from Lex Autolease.
