Loans & Finance
Lloyds TSB Funding for Lending
1% interest rate reduction on business loans, commercial mortgages and hire purchase
Reducing the borrowing costs for small and medium-sized businesses is just one way we’re going further to help our customers, and Britain, prosper.
Business Loans & overdrafts
If your business needs to dip in and out of extra funds at short notice, you can pre-arrange flexible funding in the form of an overdraft. You can agree a limit and interest rate upfront, so you’ll always know where you stand.
|Enterprise Finance Guarantee|
|The Enterprise Finance Guarantee enables small businesses with a workable business proposal, but lacking sufficient security, to borrow money from approved lenders and supports both new lending and the ability to free up existing overdraft facilities. |
Find out more about Enterprise Finance Guarantee.
Investing in property
|Are you looking to buy new premises, or raise capital from an existing property? Talk to us about a commercial mortgage for buying, refurbishing or investing in property. |
Find out more about Commercial mortgage.
|Residential buy to let mortgage|
|If you would like to grow your capital and rental income by extending your property portfolio then our residential buy to let mortgage could be just what you need. |
Find out more about Residential buy to let mortgage.
Additional finance options
|Hire purchase and leasing|
Need to purchase new assets such as vehicles or plant and machinery? Asset Finance provides funding to allow you to purchase assets for your business which can be repaid in regular instalments over the anticipated useful life of the goods.
Find out more about Hire purchase and leasing.
|Invoice Finance (Factoring & Invoice Discounting)|
|Invoice Finance, also called Invoice Discounting or Factoring, is a flexible way to provide your business with working capital. It can help ease pressure on your cash flow in the case of late customer payments, rapid business expansion or purchases. |
Find out more about Invoice Finance (Factoring & Invoice Discounting).
|Trade finance - finance for import & export|
Time delays in receiving payments or when making payments to suppliers due to importing and exporting large volumes can make cash flow harder to manage. Trade finance can help speed up the time it takes for money to go in and out of your business by providing working capital.
Cashflow is the lifeblood of any business and managing it is essential. This section includes helpful guidance on cashflow management when times are tough.
See how Dartmoor Brewery turned to us when they needed help to expand and increase their product range and how the funding that we provided has enabled them to consolidate their position and grow.
Finance application checklist
The application process
Better Business Finance