Start-up account

Apply online

Complete your online application form in less than 10 minutes.

Call us on 0800 022 4380

Lines are open 8am to 8pm Monday to Friday and 9am to 1pm Saturday.

Free day-to-day banking can make all the difference to a new business. It makes sure that every single penny you earn goes towards creating a successful business.

During the first 18 months you will not be charged for:

• paying in or taking out cash,
• paying in or issuing cheques,
• paying standing orders and direct debits.

There is no limit on the number of deposits or withdrawals, and you do not need to keep a minimum balance in your account to qualify.

All we ask is that you operate your account within agreed limits, for example not going overdrawn without prior agreement.

When your free banking period is over

When your free banking period ends our Business Extra Tariff  will apply, you can choose to remain on the tariff and earn credit interest, as applicable. If you use electronic or automated ways of banking then you may prefer our Electronic Business Tariff, which includes lower cost charges for those types of transactions if a credit balance of £1+ is maintained. This account does not pay credit interest.

Compare our tariffs side by side

We have a range of information and guidance services to help you develop your business:

• Free Sage Planning for Business software to help get your business moving in the right direction.
• Free start-up guidance book 'Getting started in business'.
• Business guides to help you become a franchisee or turn your business into a franchise.

We can offer you:

• Support from your own relationship manager.
• Access to one of  the largest branch networks of any bank in the UK.
• An Internet banking service, giving you account information seven days a week.
• Mobile updates on your account balance via our Text alerts service.
• Phone banking so you can speak to a business advisor.
• Cheque books, direct debits, standing orders, regular statements.