Essential Business Advice

Let us help you

Planning for uncertain economic conditions
At times when the market is less buoyant, business owners need to identify potential risks and review their business processes to help them weather the economic storm.

Keeping you up-to-date with rules and regulations concerning your business

There are many risks involved in running your own business ranging from accidents on your premises, to staff fraud or customers not paying you on time. Essential Business Advice (EBA) is provided by First Assist and provides you with expert advice on specific matters and financial assistance for specific legal expenses.

Expert advice on specific matters

Financial assistance for specific legal expenses

24 hour helpline, 365 days a year

For more information and a quote, call one of our relationship managers on 0845 072 5555 (open 8am to 8pm Monday to Friday and 9am to 1pm Saturday).

Features & Benefits of Essential Business Advice

Advice on employment issues, health & safety, tax and VAT and legal concerns.
24-hour helpline, 365 days a year on all of the above.
Legal expenses insurance, £50,000 per claim.
Free quarterly newsletter with new and useful information.
Special consultancy service.
The service costs £22.95 per month.

Are you eligible for the service?

Essential Business Advice is available for businesses with a turnover of up to a maximum of £1 million per annum. If your business has an annual turnover in excess of £1 million please contact your relationship manager as your needs may differ to those met by Essential Business Advice.

Exclusions

EBA does not provide cover for claims in existence when the policy is taken up.

How do I apply for essential business advice?

At your local branch
Drop in to your local branch to speak to a relationship manager.

Online
www.essential4business.co.uk

Lloyds TSB Commercial is a trading name of Lloyds TSB Bank plc and Lloyds TSB Scotland plc and serves customers with an annual turnover of up to £15m.
Lloyds TSB Bank plc and Lloyds TSB Scotland plc are authorised and regulated by the Financial Services Authority under numbers 119278 and 191240 respectively.
Licensed under the Consumer Act 1974 under registration numbers 0004685 and 0198797 respectively.
We subscribe to the Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk.
Both companies are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service. (Please note that due to the schemes’ eligibility criteria not all Lloyds TSB Commercial customers will be covered by these schemes.)
Lloyds TSB Commercial Finance is a trading name of Lloyds TSB Commercial Finance Limited.
When using these products and services your agreement will be with a Lloyds Banking Group company whose terms and conditions will apply.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.
If you need to call us from abroad, or prefer not to use our 0845 number, you can also call us on +44 (0)1733 347338 to speak to one of our advisors.

The Essential Business Advice service, the handling of Legal Expenses claims and the provision of the legal helpline under this package is provided by FirstAssist Insurance Services Limited. FirstAssist Insurance Services Limited is registered in England and Wales No. 04617110. Registered office at Marshall’s Court, Marshall’s Road, Sutton, Surrey SM1 4DU. United Kingdom. FirstAssist Insurance Services Limited is authorised and regulated by the Financial Services Authority. FSA Register No. is 310671. The Legal Expenses insurance section is underwritten by Great Lakes Reinsurance (UK) PLC. Great Lakes Reinsurance (UK) PLC is registered in England and Wales No. 2189462. Registered office at Plantation Place, 30 Fenchurch Street. London EC3M 3AJ. United Kingdom. Great Lakes Reinsurance (UK) PLC is authorised and regulated by the Financial Services Authority. FSA Register No. is 202715.

Lloyds TSB is not responsible or liable to you for any failure by FirstAssist Insurance Services Limited to provide these services or in relation to their use of any confidential information supplied to them by you.