Restaurants and Bars
At times when the market is less buoyant, business owners need to identify potential risks and review their business processes to help them weather the economic storm.
Essential cover so you can trade and protect your customers
Restaurant and Bar Insurance is a specific package with flexible cover options you can tailor to your individual business needs.
All risk cover for contents and stock
Additional seasonal cover
Interest free monthly
payments
You can get an instant quote for Restaurant and Bar Insurance by completing the online form or by calling the Essential Business Insurance Centre direct on 0800 048 4362 (open 8am to 6pm Monday to Friday).
The Complete Retailer policy arranged and underwritten by Allianz Insurance plc offers tailored cover for a wide range of businesses including cafes, pubs, restaurants, bars and many more.
Standard cover includes
- All risk cover for loss or damage to trade contents
- Loss of business income
- Employer’s, Public and Products liability cover
- Loss of business money
- 24h glass replacement cover
- Seasonal increases to cover the increased demands of Christmas and Easter
Exclusions
EBI does not provide protection for those engaged in the following:
- Roofing contractors: external cladding/roofing/guttering contractors, whether flat felt or wooden roof,
- Entertainment and Events: events organisers, fairground rides, fashion exhibitions and pubs with entertainment more than twice a month,
- Residential lets: asylum seekers, DSS and students, flats on short term lease and hostels,
- Market traders, mobile shops and food vendors, pawn brokers, and jewelers,
- Nursing Homes.
Please refer to the Policy Summary and Policy Document for full terms and conditions, including exclusions, claims and complaints.
Optional extras
- Buildings and loss of license cover can also be included
- You can arrange an increase in your standard cover to meet your specific needs
Spread your payments by interest free direct debit to help manage your cashflow.
How do I apply for a new restaurants and bars account?
Online
Complete our online form to receive a quote
By Phone
Call the Essential Business Insurance Centre direct on
0800 048 4362 (open 8am
to 6pm Monday to Friday)
