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Shop and Salon

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Essential cover so you can trade and protect your customers

Shop and Salon Insurance is a specific package with flexible cover options you can tailor to your individual business needs.

All risk cover for contents and stock

Additional seasonal cover

Interest free monthly 
payments

You can get an instant quote for Shop and Salon Insurance by completing the online form or by calling the Essential Business Insurance Centre direct on 0800 048 4362 (open 8am to 6pm Monday to Friday).


The Complete Retailer policy arranged and underwritten by Allianz Insurance plc offers tailored cover for a wide range of businesses including bakers, butchers, chemists, florists, hairdressers, newsagents and many more.

Standard cover includes

  • All risk cover for loss or damage to trade contents
  • Loss of business income
  • Employer’s, Public and Products liability cover
  • Loss of business money
  • 24h glass replacement cover
  • Seasonal increases to cover the increased demands of Christmas and Easter

Exclusions

EBI does not provide protection for those engaged in the following:

  • Roofing contractors: external cladding/roofing/guttering contractors, whether flat felt or wooden roof,
  • Entertainment and Events: events organisers, fairground rides, fashion exhibitions and pubs with entertainment more than twice a month,
  • Residential lets: asylum seekers, DSS and students, flats on short term lease and hostels,
  • Market traders, mobile shops and food vendors, pawn brokers, and jewelers,
  • Nursing Homes.

Please refer to the Policy Summary and Policy Document for full terms and conditions, including exclusions, claims and complaints.

Optional extras

  • Buildings and loss of license cover can also be included
  • You can arrange an increase in your standard cover to meet your specific needs

Spread your payments by interest free direct debit to help manage your cashflow.

How do I apply for a new shop and salon account?

Online

Complete our online form to receive a quote

By Phone

Call the Essential Business Insurance Centre direct on
0800 048 4362 (open 8am
to 6pm Monday to Friday)

Lloyds TSB Bank plc and Lloyds TSB Scotland plc act as agents for Lloyds TSB Insurance Services Limited, Registered office: 25 Gresham Street, London EC2V 7HN who act as introducers to Allianz Insurance plc for Essential Business Insurance, which is arranged, administered and underwritten by Allianz Insurance plc, Registered office: 57 Ladymead, Guildford, Surrey, GU1 1DB. Registered in England No 84638. Both companies are authorised and regulated by the Financial Services Authority. Lloyds TSB Insurance Services Limited is not part of the Allianz (UK) Group.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.