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Essential Business Insurance

Flexible insurance cover that can be tailored for your business

As a business owner, you’ve got enough on your mind without worrying about the financial consequences of a break-in at your premises, or the income you’d lose if key equipment was damaged.

Essential Business Insurance (EBI) is arranged and underwritten by Allianz Insurance plc and has been developed specifically to help you protect your business against the cost of fire, theft, incidents and other unforeseen circumstances.

  • A wide range of cover, designed especially for businesses
  • Choose the insurance that suits you
  • Get an immediate quote

    • Get a quote

    For an instant quote complete the online form for the following types of insurance: Tradesmen, Home Worker, Commercial Vehicle, Office,
    Shop and Salon, Restaurants and Bars or Property Owners. To find out more information please call the Essential Business Insurance Centre direct on 0800 048 4362 (open 8am to 6pm Monday to Friday).

    Features & Benefits of Essential Business Insurance

    Essential Business Insurance can provide you with a range of benefits including:
    • liability insurance (public, employee and product),
    • buildings insurance,
    • contents insurance,
    • equipment insurance,
    • commercial vehicle insurance,
    • goods-in-transit insurance,
    • business interruption insurance.

    Exclusions

    EBI does not provide protection for those engaged in the following:
    • Roofing contractors: external cladding/roofing/guttering contractors, whether flat felt or wooden roof,
    • Entertainment and Events: events organisers, fairground rides, fashion exhibitions and pubs with entertainment more than twice a month,
    • Residential lets: asylum seekers, DSS and students, flats on short term lease and hostels,
    • Market traders, mobile shops and food vendors, pawn brokers, and jewelers,
    • Nursing Homes.
    Please refer to the Policy Summary and Policy Document for full terms and conditions, including exclusions, claims and complaints.

    Existing customers

    Existing policy holders should call the following numbers:
    Claims - 0844 893 9580
    Policy administration & general enquiries – 0844 893 9560

    More information about Essential Business Insurance

    To find out more about the policies we have available click on the links below:

    Tradesmen
    Home Worker
    Commercial Vehicle
    Office
    Shop and Salon
    Restaurant and Bars
    Property Owners
    Professional Indemnity 

    Get a quote

    By Phone

    Call the Essential Business Insurance Centre direct on
    0800 048 4362 (open 8am
    to 6pm Monday to Friday)

    Let us help you
    Contingency planning and crisis management
    Disasters and serious incidents happen. Does your business have effective contingency plans in place to deal with them?