Business insurance made easy

Buying business insurance needn’t be a chore. We’ve made it easy for you to choose the right cover with a range of insurance packages available.

Simply select the package that best fits your trade, and you’ll find it has essential insurances you need, and flexible options you can add should you need to. Public Liability insurance is included in most packages, if all you need is Public Liability cover on its own, simply call the Business Insurance Centre on 0800 048 1669. Debtor Insurance is also available below.     

Check out our summary of covers for a quick overview of the trade packages and what they include.

Debtor Insurance

Protection against Bad Debt

Debtor Insurance can provide security for your business by protecting you against your customer's insolvency or non-payment of invoices. Lloyds TSB Debtor Insurance is arranged by Lloyds TSB Commercial Finance Limited, and underwritten by Chartis Europe Limited.

Public Liability

Covers your legal liability to pay damages to members of the public for bodily injury or damage to their property caused by your business activities.

Tradesmen & Contractors

Designed for small businesses to protect against a wide range of risks affecting contract workers’ and tradesmen.
 

Shop & Salon

Protection for shops and salons including looking after your contents, goods in transit, earnings and legal liabilities.

Restaurants & Bars

Insurance for restaurants and bars including deterioration of stock, earnings and various legal liabilities.

Property Owners

Suitable for landlords and flat owners including covering loss of rent, property damage and property owners liabilities.

Office Insurance

Intended for businesses that trade from an office premises including cover for contents, cash and legal expenses and liabilities.

Commercial Vehicle

Cover for vehicles used for business purposes with a choice of third party only, third party fire & theft and comprehensive.

Homeworkers

Available for a wide variety of businesses trading from home. Designed to cover assets, earnings and legal liabilities.

Other Business Insurance products

We also have a range of products available over the phone with a wide choice of covers:

• Professional Indemnity – cover for legal liabilities arising from professional services.
• Builders Insurance – protects both you and your employees working off site.

All Lloyds TSB Essential Business Insurance products are arranged and underwritten by Allianz Insurance plc.

Can’t find what you need? 
The Allianz Business Insurance Centre can provide you with information so you can tailor your package to help suit your business. Simply call 0800 048 1669 (open 8am to 6pm Monday to Friday), and they’re also on hand to answer any questions you might have.