Professional Indemnity

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Essential cover with flexible options to help tailor to your business

Professional Indemnity Insurance

Lloyds TSB Essential Business Insurance, Professional Indemnity Insurance, is designed to cover your legal liability for losses incurred by others, as a result of them using your professional services.

The Professional Indemnity product has been designed for a variety of trades with a turnover up to £2m (cover limits are up to £1m to £5m depending on trade).

Bespoke Professional Indemnity Insurance is available for:

Accountants
Architects
Construction
Engineers
Media
Management Consultants
Recruitment Consultants
Technology/telecommunications

And a separate policy for other businesses who require professional indemnity insurance such as photographers, travel agents and interior designers

How can Professional Indemnity Insurance protect my business?

Helps cover the costs of defending claims for damages and/or losses incurred as a result of alleged professional negligence or omission
Provides you with protection against financial claims
To comply with the minimum regulatory requirements of professional bodies or profession specific exposures
Offers you peace of mind
Safeguards your reputation
Protects a broad range of industries and professions
Comprehensive cover relevant to specific trades
With a broad range of cover offering wide protection levels.

Lloyds TSB Essential Business Insurance is arranged and underwritten by Allianz Insurance plc. Terms, conditions and underwriting criteria apply.

Because of the nature of this cover it’s only available to buy over the phone. For a quote, just call the Allianz Business Insurance Centre on 0800 048 1669 (open 8am to 6pm Monday to Friday).

Policy Documents

Professional Indemnity Insurance Policy Summary Document
Professional Indemnity Insurance Policy Wording Document

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Lloyds TSB Commercial is a trading name of Lloyds TSB Bank plc and Lloyds TSB Scotland plc and serves customers with an annual turnover of up to £15m.
Lloyds TSB Bank plc and Lloyds TSB Scotland plc are authorised and regulated by the Financial Services Authority under numbers 119278 and 191240 respectively.
Both companies are covered by the Financial Services Compensation Scheme and the Financial Ombudsman Service. (Please note that due to the schemes’ eligibility criteria not all Lloyds TSB Commercial customers will be covered by these schemes.)

Lloyds TSB Bank plc and Lloyds TSB Scotland plc act as agents for Lloyds TSB Insurance Services Limited, Registered office: 25 Gresham Street, London EC2V 7HN who act as introducers to Allianz Insurance plc for Essential Business Insurance, which is arranged, administered and underwritten by Allianz Insurance plc, Registered office: 57 Ladymead, Guildford, Surrey, GU1 1DB. Registered in England No 84638. Both companies are authorised and regulated by the Financial Services Authority. Lloyds TSB Insurance Services Limited is not part of the Allianz (UK) Group.
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