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Essential Business Insurance important information  

Essential Business Insurance is underwritten by AXA Insurance UK plc.

Please refer to the Policy Document for full terms and conditions, including exclusions, claims and complaints

EBI does not provide protection for those engaged in the following:

  • Roofing contractors: external cladding/roofing/guttering contractors, whether flat felt or wooden roof
  • Entertainment and Events: events organisers, fairground rides, fashion exhibitions and pubs with entertainment more than twice a month
  • Residential lets: asylum seekers, DSS and students, flats on short term lease and hostels
  • Market traders, mobile shops and food vendors, pawn brokers, and jewelers
  • Nursing Homes

Lloyds TSB Commercial introduces to AXA Insurance UK plc for Essential Business Insurance, which is arranged, administered and underwritten by AXA Insurance UK plc. AXA Insurance UK plc, Registered Office: 5 Old Broad Street, London EC2N 1AD. Registered in England No.78950 a member of the AXA Group of Companies. Authorised and regulated by the Financial Services Authority.

Lloyds TSB is not responsible or liable to you for any failure by AXA Insurance UK plc to provide these services or in relation to their use of any confidential information supplied to them by you.