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Business banking > Products terms and conditions 

Products terms and conditions

Changing the way we make your payments

From 28 December 2011 we’re changing the way we make sterling payments to meet the timing requirements of the Payment Services Regulations. The main change is that the majority of payments you make, including standing orders, will be processed more quickly via the Faster Payments Service, rather than via Bacs. Your terms and conditions will change as a result and there will also be changes to some of our other banking services. More details can be found via the link below.

Changes to the way payments are made.

For the relevant terms and conditions for your products and services below please click on the appropriate link.

Ways to bank

Internet banking

Telephone banking – PhoneBank for Business

Telephone banking – Commercial Telephone Banking 

LloydsLink online 

LloydsLink Dial Up 

Night safe 

Bulk Payment Services 

Code authenticator 

Accounts

Business Accounts 

Islamic Business Account 

School Banking Account 

Club, Charity & Society Account 

Credit Union Account 

Clients Call Account 

Commercial Solicitor Account 

Designated Clients' Call Account 

Executor’s Account

Our switcher performance 

The cheque clearing process 

Saving

Business Instant Access Account 

Business 30 Day Notice Account

Commercial Call Account 

Commercial 30 Day Notice Account 

Cards

Business Credit Card 

Business Charge Card 

Business Debit Card 

Business Cashpoint Card 

ClickSafe Terms of Use

Help with registration and frequently asked questions

Loans & finance

Overdrafts 

Payment services

Teledebit 

Telepay 

BACstel IP - Direct 

BACstel IP - In direct 

New Funding & Creaming Facilities

International

Currency Account 

Euro Current Account 

Euro Call Account 

International Moneymover 

Multibank Moneymover 

Virtual Banking 

Sweeping 

 

PhoneBank® is a registered UK trademark of Lloyds TSB Bank plc.

Cashpoint® is a registered UK trademark of Lloyds TSB Bank plc.

Multibank Moneymover® is a registered UK trademark of Lloyds TSB Bank plc.