Start-up account
Are you thinking about moving your account to Lloyds TSB? It's much easier than you would expect.
Our business banking package for new start-ups
18 months free day-to-day business banking
Your own relationship manager
Exclusive planning and accounting offers from Sage
Apply online 
Complete your online application form in less than 10 minutes.
Call us on 0800 022 4365
Lines are open 8am to 8pm Monday to Friday and 9am to 1pm Saturday.
18 months free day-to-day business banking
Free day-to-day banking can make all the difference to a new business. It makes sure that every single penny you earn goes towards creating a successful business.
During the first 18 months you will not be charged for:
- paying in or taking out cash,
- paying in or issuing cheques,
- paying standing orders and direct debits.
There is no limit on the number of deposits or withdrawals, and you do not need to keep a minimum balance in your account to qualify.
All we ask is that you operate your account within agreed limits, for example not going overdrawn without prior agreement.
When your free banking period is over
When your free banking period ends our Business Extra Tariff will apply, you can choose to remain on the tariff and earn credit interest. If you use electronic or automated ways of banking then you may prefer our Electronic Business Tariff, which includes lower cost charges for those types of transactions if a credit balance of £1+ is maintained. This account does not pay credit interest.
Get off to a great start with free software, exclusive offers and business guides
We have a range of information and guidance services to help you develop your business:
- Free Sage Planning for Business to help you get your business moving in the right direction.
- Free start-up guidance book 'Getting started in business'.
- Guides covering a range of business situations.
Your business banking made easier
We can offer you:
- Support from your own relationship manager.
- Access to the largest branch network of any UK bank.
- An Internet banking service, giving you easy access to your account online.
- Mobile updates on your account balance via our text alerts service.
- Telephone banking so you can speak to a business advisor over the phone.
- Cheque books, direct debits, standing orders and regular statements.
The processing cycle
Payments made through your account are processed in different ways. Find out more information about our cheque clearing process for cheques, automated payments and Internet and telephone banking transactions.
Apply now
Complete your online application form in less than 10 minutes.
Call us on
0800 022 4367
Lines are open 8am to 8pm Monday to Friday and 9am to 1pm Saturday.
Request further information
Fill in a request form to receive more information before you apply.
