Instant access accounts

Let us help you

Budgets: creating and using yours effectively
Build a budget and keep your business on course.

Your money when you need it
Ideal for businesses with fast-moving cashflow, these accounts help you make the most of your day-to-day surpluses.

Tiered interest rates

Instant access to your savings

Open an account with £1

Apply for an instant access account online, at your local branch or call 0800 022 4360 (open 8am to 8pm Monday to Friday and 9am to 1pm Saturday) to make an appointment.

Business instant access account – Features & Benefits

Instant access.
£1 minimum, £5 million maximum.
Tiered interest is calculated daily and paid monthly.

View Business instant access account rates

View Business deposit accounts terms and conditions

Commercial call account – Features & Benefits

Available for businesses with a turnover between £2 million and £15 million.

Instant access.
£1 minimum.
Tiered interest is calculated daily and paid monthly.

View Commercial call account rates

View Commercial deposit accounts terms and conditions

More information about Instant Access Accounts

If you would like more information before you apply, complete our
request for further information form.

View Savings important information

How do I open a new instant access account?

At your local branch
Drop in to your local branch to complete an application form.

By phone
Call 0800 022 4360
to arrange an appointment.

Online
Complete your application form online now.

Lloyds TSB Commercial is a trading name of Lloyds TSB Bank plc and Lloyds TSB Scotland plc and serves customers with an annual turnover of up to £15m.
Lloyds TSB Bank plc and Lloyds TSB Scotland plc are authorised and regulated by the Financial Services Authority under numbers 119278 and 191240 respectively.
Licensed under the Consumer Act 1974 under registration numbers 0004685 and 0198797 respectively.
We subscribe to the Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk.
Both companies are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service. (Please note that due to the schemes’ eligibility criteria not all Lloyds TSB Commercial customers will be covered by these schemes.)
Lloyds TSB Commercial Finance is a trading name of Lloyds TSB Commercial Finance Limited.
When using these products and services your agreement will be with a Lloyds Banking Group company whose terms and conditions will apply.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.