Guidance and tools to help you manage your finances

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Whether you are starting a new business or moving your existing account from another bank we have an account to suit your needs.
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We understand that cashflow is one of the most important aspects of running your own business, which is why we have developed a number of resources and partnership content to help with any financial challenges you may face.
The charter for small businesses
The charter for small businesses underlines our support with a six point pledge to help customers through the current economic downturn.
Business guides
- Planning for uncertain economic conditions
Today’s business environment is undoubtedly challenging especially with the current economic slowdown. This guide includes ten ways to prepare for an uncertain market. - How to get paid on time and improve your cashflow
An effective and organised system will help you control your cashflow and encourage customers to pay you on time. This guide takes you through how to process orders from new and existing customers, good practice for invoicing customer and how to deal with late payments. - Monitoring your cashflow
Every business needs cash to survive. So it’s crucial to monitor the flow of cash between you and your customers, suppliers and employees. This guide identifies what aspects of cashflow to monitor and provides an insight into maximising your cash flow. - Read more business guides
Downloads available
We have created a series of Webinars and Podcasts available to download ranging from ‘Financial Planning’ through to ‘Balancing the Books’. These resources provide a fantastic opportunity to hear from Lloyds TSB experts and successful entrepreneurs about starting up in business.
Other resources developed by our trusted partnerships
We have teamed up with Sage, one of the UK’s leading suppliers of business management software, to offer you a free and easy-to-use business planning tool.
You are also entitled to a free 90 day trial of Sage Start-up, a day-to-day accounts package specifically designed for new businesses.
The Institute of Credit Management have created the following guides by specialist finance and business representative organisations to support business needs.
Have you considered the following products?
- Business overdraft
Prepare for the unexpected. - Invoice finance or factoring and invoice discounting
Providing working capital for your business when you need it the most from Lloyds TSB Commercial Finance Limited. - Business loans
We have a range of loans to suit your business needs subject to status. - Business savings accounts
Make the best of your day-to-day surplus by saving with us.