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Business banking > Guidance > Guidance and tools to help you manage your finances 

Guidance and tools to help you manage your finances

We understand that cashflow is one of the most important aspects of running your own business, which is why we have developed a number of resources and partnership content to help with any financial challenges you may face.

The charter for small businesses

The charter for small businesses underlines our support with a six point pledge to help customers through the current economic downturn.

Business guides

  • Planning for uncertain economic conditions
    Today’s business environment is undoubtedly challenging especially with the current economic slowdown. This guide includes ten ways to prepare for an uncertain market.
  • How to get paid on time and improve your cashflow
    An effective and organised system will help you control your cashflow and encourage customers to pay you on time. This guide takes you through how to process orders from new and existing customers, good practice for invoicing customer and how to deal with late payments.
  • Monitoring your cashflow
    Every business needs cash to survive. So it’s crucial to monitor the flow of cash between you and your customers, suppliers and employees. This guide identifies what aspects of cashflow to monitor and provides an insight into maximising your cash flow.
  • Read more business guides

Downloads available

We have created a series of Webinars and Podcasts available to download ranging from ‘Financial Planning’ through to ‘Balancing the Books’. These resources provide a fantastic opportunity to hear from Lloyds TSB experts and successful entrepreneurs about starting up in business.

Other resources developed by our trusted partnerships

We have teamed up with Sage, one of the UK’s leading suppliers of business management software, to offer you a free and easy-to-use business planning tool.

You are also entitled to a free 90 day trial of Sage Start-up, a day-to-day accounts package specifically designed for new businesses.

The Institute of Credit Management have created the following guides by specialist finance and business representative organisations to support business needs.

Have you considered the following products?

 

The documents on this page are pdf files. To read pdf files you need the Adobe Acrobat Reader software. To download this application free of charge please use this link to go to the Adobe website (customers should note that this link will open in a new browser window). Although Lloyds TSB Bank plc takes every precaution in ensuring that the files are available for you to download from this site are virus free, we cannot guarantee that the file you are about to download is free from viruses or other similar codes or programs.
It is a condition of allowing you to download through our site that any liability on our part in respect of, or arising directly or indirectly out of, any virus or similar codes or programs is excluded.
Therefore please run virus checking software before using the downloaded files.

Links to third party websites are provided solely for your convenience. If you use these links, you leave the Lloyds TSB Commercial website. We have not reviewed all of these third party websites and do not control and are not responsible for these websites or their content or availability. We therefore do not endorse or make any representations about them, or any material found there, or any results that may be obtained from using them. If you decide to access any of the third party websites linked from the Lloyds TSB Commercial website, you do so entirely at your own risk.